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Your credit score calculates your approval rate, amount, and risk of your borrowing debt. Credit breaks: 35% of your score is determined by your payment history 30% is based on existing balances in total 15% is based on the length of your credit history 10% is based on how much new credit you have 10% […]
Know your credit limits be aware of your credit card limits to know how much you can reasonably spend. Monitor your current balances. Keeping your credit utilization low (below 30 percent) will help keep your credit score in good standing. Pay your balances more than once a month. Paying more than once a month ensures […]
